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Best Church Rate:6.44%+
FederalActive

Community Development Block Grant (CDBG)

HUD

Amount

Varies by locality

Deadline

Rolling

Eligibility

Religious Orgs

Region

National

HUD's CDBG program provides annual grants to states, cities, and counties to develop viable communities by providing decent housing, a suitable living environment, and economic opportunity. Religious organizations operating as subgrantees can use CDBG funds for community services and facility improvements that primarily benefit low- and moderate-income persons. Applications are submitted through your local or state CDBG grantee.

Eligible purposes

RenovationCommunity OutreachOperations

Grants often don't cover the full project

Most churches combine grant funding with a church loan to fully fund construction, renovation, or expansion projects. Check your loan readiness to see what lenders will cover the gap.

Check your readiness →

Tips for applying

  • Read the full guidelines first. Every grant program has specific eligibility criteria, required documentation, and scoring rubrics. Review these thoroughly before starting your application to ensure your church qualifies.
  • Start early.Most grant applications take 2–4 weeks to compile properly. You will likely need financial statements, Board resolutions, project plans, and letters of support. Starting early gives you time to gather everything without rushing.
  • Quantify your community impact. Grant reviewers want to see specific numbers: how many people your church serves, what programs you run, and the measurable outcomes of your ministry. Vague claims about community benefit are less compelling than concrete data.
  • Consider hiring a grant writer.Professional grant writers who specialize in nonprofit and religious institution funding can significantly improve your success rate. Many charge 5–10% of the grant amount or a flat fee.
  • Have a backup plan. Grant funding is competitive and not guaranteed. If your project depends on grant funding, explore loan options as well. Our free readiness assessment can help you understand your loan eligibility alongside your grant applications.